By Natalie Sweeney

Here is a handy checklist for you to use as you gather the documentation you need for your Pre-Approval appointment with your lender. Additional documentation may be requested by the lender throughout the loan process.

1. One month’s most recent pay check stubs with year-to-date earnings.

2. Two month’s most recent bank statements on all accounts including checking, savings, retirement etc… Include all pages – even the blank ones.

3. W-2’s for the past two years.

4. Tax returns for the past two years.

5. Current and previous employers’ addresses.

6. Current and previous landlords’ addresses.

7. Divorce decree/disillusion of marriage and agreement, if applicable.

9. DD214, if you are a veteran who was discharged and you are applying for a VA loan.

10. Statement of Service, if you are in service and applying for a VA loan.

11. Bankruptcy documentation including discharge date, if applicable.

12. Information and documentation regarding a past loan modification, short sale, or foreclosure, if applicable.

13. Driver’s license.

14. Social Security Card.