Many lenders say you can improve your FICO score by 10 to 30 points within 30 to 45 days. The process is both free and simple.
Here’s how:
- Go to www.optoutprescreen.com
- At the bottom of the page, click on “Click Here
to Opt-In or Opt-Out”. - Select the “Electronic Opt-Out for Five Years”.
- Click on “Submit” button.
- Input your information and input security code.
- Click on the “Confirm” button.
- Print the confirmation page for your records.
This action will also reduce the number of pre-approved credit card offers currently being mailed to you.

